Dadang Irawan, Benardi Benardi, Seger Santoso, and Sri Utami Nurhasanah. “From Credit Lines to Customer Satisfaction: A Qualitative Review of FinTech Innovations in Small Business Financing”. International Journal of Management, Accounting & Finance (KBIJMAF) 1, no. 4 (October 14, 2024): 97–118. Accessed July 2, 2025. https://jurnal-mnj.stiekasihbangsa.ac.id/index.php/KBIJMAF/article/view/236.