Benardi Benardi and Hanifah, H. 2025. The Impact of the Invest-and-Harvest Pricing Pattern on Lending and Policy Decisions Mortgage Market Regulation. International Journal of Business Law, Business Ethic, Business Comunication & Green Economics. 2, 3 (Sep. 2025), 16–24. DOI:https://doi.org/10.70142/ijbge.v2i3.341.